Preparing for the Insurance Adjuster's Visit After a Sudden Pipe Break or Flood

12/6/2019 (Permalink)

The insurance adjuster works closely with our team from start to finish

Preparing for the Insurance Adjuster's Visit After a Sudden Pipe Break or Flood

The first part of the insurance claim process is the home adjuster visit. These visits validate the claim and offer an estimate for restoration value. Therefore, to ensure you receive the funds you need following a water disaster like a pipe break, it is necessary to follow the appropriate steps.

• Mitigate damage
  
• Document loss
  
• Organize and categorize
  
  

Mitigate Damage

The first step is to mitigate any further damage. You can do this, depending on the severity of the loss, through DIY methods or by calling a disaster restoration company in Leonard, OK. These companies will likely have mitigation services available around the clock.

Document Loss

Next, once you know that further loss is unlikely, you can begin documenting the damage. For example, take photos of water damage and property that was ruined in the incident. A home adjuster moves quickly from site to site, so having damaged or irrecoverable items photographed ensures that nothing is missed on their visit.

Organize and Categorize

Next, once you have photographic evidence, find any receipts or service bills to demonstrate the value and care of the items affected by the flood. Documenting and organizing this information is another way of making life easier for the adjuster and ensuring that you get the coverage you need to make your home and yourself whole again.
Many people view a home adjuster as an enemy, someone out to cancel payments and make sure that you cannot recover from a disaster. However, nothing could be further from the truth. Yes, their job is to minimize costs to their company, but it is also to make sure that you get what you deserve. Therefore, when a disaster strikes, don't get angry with an adjuster who keeps asking questions. Instead, find a way to reduce their questions through well-documented scenes and show them how prepared you are for their visit.